Posted 19 days ago

Financial Settlement Controller - CDD - From July 2026

ParisOn-siteFull-time

AI Summary

Financial Settlement Controller at Qonto is responsible for implementing and overseeing reconciliation processes for the core banking system (CBS) using SAP, coordinating across banking operations, ledger, and treasury to ensure accuracy and compliance.

About this role

Our mission and customers: We are creating the freedom for SMEs to succeed by delivering Europe's leading finance workspace with banking at its core, augmented by financial tools. We are proud to be rated 4.8 on Trustpilot, based on 55,000+ reviews. Our culture puts customer satisfaction at the core of what we do, as proven by our Net Promoter Score of 75.

Our journey: Founded in 2017 by Alexandre and Steve, Qonto has grown to 1,600+ Qontoers serving over 600,000+ customers across 8 European countries. We have been profitable since 2023, and we are just getting started.

Our beliefs: We hire for skills and potential. With 80+ nationalities, 45% women, of which 56% of women in our leadership team, diversity isn't a program; It's who we are. We've built a discrimination-free hiring process because the best teams are built on merit.

AI at Qonto: AI is deeply embedded in how we work (here) - Every Qontoer gets unlimited access to the best AI tools. We want people who experiment without waiting for permission, push AI beyond the obvious, know when to trust it, and when to question it.

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Join us as a Financial Settlement Controller and play a pivotal role in our Core Banking System reconciliation process at Qonto. Your mission will be to implement robust reconciliation processes for our core banking system, ensuring financial accuracy and compliance.

👩‍💻🧑‍💻 As a Financial Settlement Controller at Qonto, you will:

• Implement banking reconciliation processes in SAP for CBS core banking system transactions, configuring and managing reconciliation workflows for complex payment systems including CB, SWIFT, SDD, and cards,

• Oversee end-to-end Core Banking System reconciliation process by coordinating the different departments involved (Bank operation, ledger, and treasury),

• Analyze the discrepancies detected on second-level control with Treasury and Bank Operations team,

• Be proactive by offering innovative solutions for the Core Banking System reconciliation process on the finance side (including the monitoring of internal accounts, suspense accounts, and operational accounts),

• Support the Finance team in the implementation of the accounting allocation rules of the Core Banking System transactions as part of a new ERP project,

• Be one of the main points of contact, for any operational development impacting the Core Banking System (product launch, diversification of our banking partnerships, etc.).

• Organize and prioritize reconciliation work to prevent backlogs while maintaining meticulous attention to detail and accuracy under pressure including suspense accounts.

• Monitor and track the opening and closure of internal bank accounts.

🤔 What you can expect:

• How We Work: A high-autonomy environment where you’ll take ownership of your work while collaborating with your peer, Roberta (Financial Settlement Controller), along with banking operations, ledger, and occasionally product teams.

• Strategic Projects: Direct participation in our transition to CI, a significant company-wide project that will shape Qonto's future banking operations

• Tools We Use: SAP for reconciliation implementation, CBS core banking system, and various payment processing platforms

• Growth Environment: Close collaboration with operational banking teams offering continuous learning opportunities in fintech innovation

🤝 About your future manager:

Garance brings experience in accounting from her years in private banking at UBS, where she's managed accounting teams and handled complex financial projects.Her leadership style promotes autonomy, problem-solving, knowledge sharing, and a strong team spirit.

🏅 About You:

• Banking Industry Experience: You have at least 5 years of experience in the Banking industry with hands-on banking reconciliation experience

• Technical Systems Expertise: SAP experience with ERP system implementation, particularly in configuring reconciliation processes

• Payment Systems Knowledge: Strong understanding of banking systems and accounting processes, with experience in retail banking and payment systems (CB, SWIFT, SDD, cards)

• Reconciliation Proficiency: Proficiency in bank-specific reconciliation processes and cash flow management.

• Adaptability & Mindset: Adaptability and willingness to work in a fast-paced, startup environment.

• Communication & Language Skills: Excellent communication skills in English and ability to coordinate with various departments. French highly appreciated.

At Qonto we understand that true diversity isn't just about ticking boxes on a hiring checklist. Apply regardless of the boxes you tick! Who knows? You may have the missing piece of the puzzle we've been searching for all along.

Skills

Banking ReconciliationCard PaymentsCBCBSCore Banking System ReconciliationERP ImplementationPayments Processing PlatformsReconciliation WorkflowsSAPSDDSwift

Financial Settlement Controller - CDD - From July 2026

About this role

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