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Nium

Posted 2 months ago

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Senior Analyst - Internal Audit

ChennaiOn-siteFull-time

AI Summary

Senior Analyst in Internal Audit responsible for planning and executing risk-based audits across financial services operations, focusing on internal controls, compliance, and regulatory readiness in a multi-country fintech environment.

About this role

Nium, the Leader in Real-Time Global Payments
Nium, the leading global infrastructure for real-time cross-border payments, was founded on the mission to deliver the global payments infrastructure of tomorrow, today. With the onset of the global economy, its payments infrastructure is shaping how banks, fintechs, and businesses everywhere collect, convert, and disburse funds instantly across borders. Its payout network supports 100 currencies and spans 190+ countries, 100 of which in real-time. Funds can be disbursed to accounts, wallets, and cards and collected locally in 40 markets. Nium's growing card issuance business is already available in 34 countries. Nium holds regulatory licenses and authorizations in more than 40 countries, enabling seamless onboarding, rapid integration, and compliance – independent of geography. The company is co-headquartered in San Francisco and Singapore.

About the role:
The Sr Analyst – Internal Audit is responsible for planning and executing risk-based internal audits across NIUM’s financial services operations. The role focuses on evaluating internal controls, risk management practices, and regulatory compliance, and providing practical recommendations to strengthen governance and processes in a multi-country fintech environment. The role also requires exposure to technology-driven operations and system-based controls.

Key Responsibilities:

  • Plan and execute internal audits across business, operational, financial, compliance, and technology areas.
  • Perform end-to-end audit activities including scoping, walkthroughs, testing, documentation, and reporting.
  • Assess the design and operating effectiveness of internal controls, including system-based and automated controls.
  • Participate in regulatory and compliance reviews, including exposure to AML / CFT and DORA-related audit areas, as part of the overall audit plan.
  • Evaluate processes and controls across cross-border operations, payment services, and multiple jurisdictions.
  • Prepare clear and concise audit reports with actionable recommendations and agreed timelines.
  • Track audit observations and follow up on remediation actions.
  • Work closely with business, operations, technology, and compliance teams across geographies while maintaining audit independence.

    • Requirements:

  • 3–6 years of experience in internal audit, risk, or controls within fintech, payments, banking, or regulated financial services.
  • Prior experience in internal audit or Big 4 risk advisory preferred.
  • Experience working in or auditing cross-country / multi-jurisdiction financial services operations.
  • Exposure to AML / CFT regulatory audits or reviews as part of broader audit or risk work.
  • Experience or exposure to DORA (Digital Operational Resilience Act) audits, ICT risk, or operational resilience reviews.
  • Hands-on experience in testing system-based and IT-dependent controls.
  • Working knowledge of AI-enabled audit, risk, or compliance tools is an advantage.
  • Good understanding of payment services business models, fund flows, and operational processes.
  • CIA (Certified Internal Auditor) / CISA / CA / CPA.
  • CAMS or equivalent AML certification – desirable.
  • Strong understanding of internal audit methodology, risk management, and internal controls.
  • Ability to test and evaluate system-based, automated, and IT-dependent controls.
  • Working knowledge of regulatory compliance in financial services across multiple jurisdictions.
  • Comfort with technology-enabled environments, including AI-supported tools and data-driven reviews.
  • Strong analytical, documentation, and reporting skills.
  • Effective communication with stakeholders across regions.
  • Independent, practical, and collaborative working style.

    • Skills

    AI-enabled Audit ToolsAML/CFT Regulatory AuditsAudit Evidence CollectionAuditing Cross-border OperationsAudit PlanningAudit ReportingCA/CPACISA/CPA/CIA/CAMS CertificationControls TestingData-driven ReviewDORA/operational ResilienceGAAP/IFRS KnowledgeICT RiskIT General ControlsRegulatory Compliance Across JurisdictionsRegulatory FrameworksRegulatory ReportingRegulatory Risk ManagementRemediation TrackingRisk AssessmentScoping And WalkthroughsStakeholder ManagementSystem-based ControlsTest Management

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