Senior Credit Analyst

At Coface we make trade happen everyday 

Our 5,200 experts representing 80+ nationalities in 58 countries are united by a shared purpose: helping companies navigate through uncertainty by empowering them to make the right decisions and trade smarter in a complex world.

With nearly 80 years of global experience, we offer companies a full range of solutions: Trade Credit Insurance, Business Information, Debt Collection, Single Risk insurance, Surety Bonds, Factoring — all driven by a unique data patrimony, cutting-edge technology, innovation and a deep understanding of the global economy.

Joining Coface means being part of a close-knit international organization, where your ideas matter.  We foster a culture of learning, collaboration and inclusion where you are given responsibilities and can see the impact of your actions.

Shape the future of trade with us. Join our Happeners!

MISSION :

As Senior Credit Analyst you produce and monitor debtor risk assesments and carry out buyser visits and/or in depth interview.

This role can be based in Melbourne or Sydney. The final location will depend on the successful candidate’s location.

MAIN RESPONSIBILITIES:

• Collect company information through research, phone interviews (in-depth interviews) and/or field visits (DVR tasks) to get in-depth and update financial, business and credit information in order to assess their current situation upon request from the DRA team
• Credit research, in-depth analysis on financial ratios and situation, provide financial analysis, debtor risk assessment (DRA) to the company, with regular monitoring on company information to ensure information consistency
• Provide input to Regional Manager to continuously improve procedures and workflow of the DRA quality
• Maintain company’s shareholding structure in the system
• May be assigned to manage other tasks including but not limited to
  • production of DRA using the Coface proprietary model
  • monitor sensitive files, send warnings on specific events to the Credit lines
• Strive to deliver the service quality to be in alignment with the agreed service level to ensure Coface’s competitiveness in the market place
• Monitor special industry sectors to be assigned, produce reports on them, and provide regular updated review on those sectors
• Engage in special projects and provide monthly reports

Qualifications

• University graduate with major in Business Studies, Finance, Accounting or related disciplines
• Functional background in credit risk management with strong knowledge in financial statement analysis
• Minimum 3 years’ relevant experience, preferably in the Credit Risk Management business
• Experience in information company on information search and collection a plus
• Detail oriented, be able to deliver timely and quality output
• Mature, responsible, independent, self-motivated yet a team player

SKILLS REQUIRED

• Good Microsoft 365 knowledge (Word, Excel, PowerPoint, M365 Copilot) 
• Strong credit analytical skills
• Capable of communicating with business people at all levels in an interview situation
• Excellent communication abilities with good command in English

Additional Information

• Hybrid working model after the first month
• Great place to work: central and modern office 
• Opportunities to learn: budget every year for training, languages platform, e-learning platform, dedicated development program…
• Career opportunities: Opportunity to build your career (both locally and internationally) in a large global company, one of the world leaders in its field