AML Compliance Analyst

Position Summary

The AML Compliance Analyst will support the bank’s Financial Crime Compliance framework by conducting ** KYC reviews **, ** transaction monitoring , and ** suspicious activity investigations in line with ** UAE Central Bank regulations **, ** FATF guidelines **, and internal compliance standards. The role is critical to ensuring that the bank maintains a robust AML/CTF control environment and meets all regulatory obligations.

Key Responsibilities

• Conduct customer due diligence (CDD) and enhanced due diligence (EDD) for new and existing clients to ensure full KYC compliance.
• Perform daily and periodic transaction monitoring, identifying and investigating unusual or suspicious activities.
• Review AML alerts, document findings, and escalate cases requiring further investigation or reporting.
• Prepare, document, and support the submission of Suspicious Activity Reports (SARs) to the UAE Central Bank.
• Maintain detailed investigation records in accordance with internal procedures and regulatory requirements.
• Conduct periodic reviews of customer accounts and risk ratings to ensure ongoing compliance.
• Assist in internal audits, regulatory reviews, and inspections, providing accurate and timely responses.
• Collaborate with business units to strengthen AML controls and promote compliance awareness across the organization.
• Stay informed on evolving AML laws, typologies, and industry best practices, ensuring ongoing alignment with regulatory expectations.

Qualifications & Experience

• Bachelor’s degree in Finance, Law, Business, or a related field.
• 2–4 years of experience in AML, KYC, or Financial Crime Compliance within a bank or regulated financial institution.
• Solid understanding of UAE Central Bank AML regulations and ** international standards (FATF, OFAC, EU directives)**.
• Familiarity with AML/CTF monitoring systems (e.g., Actimize, SAS, Mantas, or equivalent).
• Professional certification such as **CAMS **, ** ICA **, or equivalent preferred.
• Strong analytical, investigative, and report-writing skills.
• Excellent attention to detail, time management, and stakeholder communication abilities.
• Fluency in English required; Arabic proficiency an advantage.

Key Competencies

• Integrity and discretion in handling sensitive information.
• Sound judgment and critical thinking.
• Strong teamwork and cross-functional collaboration.
• Proactive and results-oriented approach.
• Commitment to regulatory excellence and ethical standards.

Contract Details

• Duration: 12 months (renewable based on performance and business needs)
• Work Location: Sharjah, UAE
• Employment Type: Full-time, onsite
• Remuneration: Competitive, commensurate with experience