Asst Manager - Business & Corporate Banking (Contract Financing Specialist)

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Responsibilities:

Contract Financing

• Evaluate the performance risk of a borrower, including past experience and track record of the borrower.

• Evaluate the payment risk of an awarder, including determining the genuineness of the contract, contract trail (in the event of sub-contractor)

• Prepare and analyses the cash flow and repayment risk

• Structuring of the facilities, including the facility and amount to be offered, as well as the security structure

• Incorporate all ring fencing, tracking and monitoring T&Cs to mitigate any performance and payment risks.

• Work closely with ARM & borrower / contractor / awarder for better understanding of the dynamics of a contract being financed on ongoing basis.

• Conduct site visit on all projects financed by the Bank on quarterly basis.

• Build and maintain relationship with awarders on continuous basis, for tracking of both physical and financial progress of the contracts.

• Work closely with product partners including Trade Services, HL Markets, and Deposit & Liability Management in order to meet financial and banking requirements of clients in a wholesome manner.

• Ensure that banking facilities offered to clients are structured in compliance with credit lending policies.

• Ensure that key risks of cases are adequately addressed by in CAs before submission to WSB.

• To preserve the assets quality of the bank at all times.

• To monitor and encourage utilization of existing facilities under the portfolio in order to increase revenue.

• Point of reference for all Contract Finance matters to provide support and advice to ARMs nationwide.

Account Prospecting

• Identifying and contacting prospects

• Evaluate prospects financing needs

• Assessing and putting up Contract Finance Structure.

Account Management

• Monitoring utilization

• Processing ad-hoc requests

• Processing requests for additional facilities

• Reviewing annually or periodically borrower’s facilities

• Keep in contact with customers e.g. through site visitations etc

• Exploring cross-selling opportunities

Skills & Experience We Are Looking For:

• Bachelor Degree in Banking/Finance/Accounting

• Minimum 5 years’ experience specialized in Credit & Marketing of Contract Financing facilities

For more job opportunities, please go to HLB Careers: https://hlb.wd3.myworkdayjobs.com/HLBCareers/

We appreciate your application and will be in touch with shortlisted candidates regarding next steps

Realise your full potential at Hong Leong Bank by applying now.