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Posted 3 months ago
Business Analyst (Card Payment Systems)
İstanbulHybridFull-time
AI Summary
A Business Analyst manages card application journeys and end-to-end card lifecycle operations (issuance, renewal, closure, limits, fraud) across debit, credit, and prepaid, interfacing with Product, Technology, Risk, and Operations.
About this role
At Roofstacks, we are driving the next generation of digital finance. We're on the lookout for a Business Analyst who brings deep knowledge in card payment systems and thrives in a cross-functional, high-impact role.
If you’re experienced in card lifecycle management, regulatory compliance, and end-to-end product delivery across debit, credit, and prepaid cards—let’s talk.
💼 Key Responsibilities
You will play a critical role in managing processes across all card types—Bireysel, Ticari, Ek/Sanal/Dijital—and will work closely with stakeholders across Product, Technology, Risk, and Operations.
Your key responsibilities include: (may vary depending on your team)
- Managing card application journeys across all channels (Branch, IVR, Digital)
- Integrations with KKB/LKS, Decision Support, Analytics Solutions and other decisioning tools
- Oversight of card lifecycle operations: new issuance, renewal, closure, limits, fraud
- Supporting fee & commission configurations, statement management, posting, rediscount
- Handling BIN/RANGE, EMV scripting, PIN management, encryption/key management
- Managing POS onboarding, device vendors, parameter distributions, RKL flows
- Driving interchange & clearing processes (Visa Base II, Mastercard IPM, BKM YTH/BTH)
- Working on 3DS 2.x, ACS, GO authentication systems, API integrations, and open banking
- Ensuring regulatory compliance (BDDK, PCI-DSS, KVKK) and adapting to scheme updates
🎯 What We’re Looking For
- Minimum 4 years of hands-on experience in card payment systems
- Bachelor’s degree in Engineering or related technical discipline
- Experience with banking/payment systems, POS infrastructures, and merchant onboarding
- Strong understanding of ISO 8583, EMV transaction flow, 3DS, tokenization, and fraud detection
- Familiarity with Visa, Mastercard, BKM, and their operational and reporting structures
- Strong analytical and documentation skills with a proactive, solution-oriented mindset
- Fluency in Turkish; professional working proficiency in English is a strong plus
⭐ Nice-to-Have Skills
- EMV Scripting & PIN encryption knowledge
- API testing, system integration & test coordination experience
- Open banking, KVKK, GIB/IKS integration awareness
- Previous experience in launching or migrating card products
- Knowledge of settlement/accounting impacts of clearing processes
Skills
3DSAPI IntegrationsBIN/RANGE ManagementCard Lifecycle ManagementCard Payment SystemsEMVISO 8583POS OnboardingRegulatory ComplianceTokenization
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