Compliance Analyst

Job Posting: Compliance Analyst

Company: Velocity Investments
Location: Wall, NJ
Position: Full-Time
Work Schedule: Remote Monday-Friday 8:30AM-5PM ET
Benefits: Medical, vision, and dental benefits, 401(k), ESOP

Salary: 95K-110K

About Us:
Velocity Investments is seeking a highly analytical, technically skilled Compliance Analyst to support regulatory oversight, compliance monitoring, licensing, examinations, and risk assessment. This role transforms servicing and operational data into meaningful compliance reporting, automated testing, exception reporting, dashboards, and management insights.

The ideal candidate will have advanced SQL, Sigma Computing BI Tools knowledge and data analytics skills, strong knowledge of consumer financial protection requirements, and the ability to translate FDCPA, Regulation F, UDAAP, FCRA, TCPA, state collection laws, client requirements, and internal policies into effective monitoring routines, control reports, and transaction-testing methodologies.

Candidates must be authorized to work in the United States without current or future employer sponsorship.

Job Description:
Compliance Analyst

Compliance Monitoring, Transaction Testing & Data Analytics

• Develop, maintain, and enhance automated compliance monitoring programs, transaction testing routines, exception reports, control reports, dashboards, and key risk indicators.
  
• Use SQL, Sigma Computing BI Tools, and other analytical tools to extract, validate, reconcile, and analyze large servicing, operational, and compliance datasets.
  
• Design data-driven testing methodologies to evaluate compliance with FDCPA, Regulation F, UDAAP, FCRA, TCPA, state collection laws, client requirements, and internal policies and procedures.
  
• Analyze business processes, workflows, operational performance, and control environments to identify compliance risks, operational gaps, control deficiencies, and downstream impacts.
  
• Investigate exceptions, control failures, operational issues, and data anomalies through root cause analysis and business process evaluation.
  
• Evaluate corrective actions and remediation efforts through validation testing, follow-up analysis, and ongoing monitoring.
  

Reporting, Risk Management & Remediation

• Prepare recurring compliance reports, dashboards, executive summaries, board materials, and management reporting covering trends, risks, remediation status, priorities, escalations, and key decisions.
  
• Monitor compliance trends, emerging risks, dependencies, and issue status; provide actionable recommendations for corrective action and process improvement.
  
• Partner with Operations, Legal, Compliance, Technology, Vendor Management, and third-party servicers to identify, assess, and remediate operational risks and control gaps.
  
• Support reporting methodologies, data governance practices, report validation, control documentation, and audit-ready evidence retention.
  

Licensing, Examinations & Department Support

• Support state licensing maintenance, regulatory filings, licensing reviews, examinations, audits, regulator inquiries, client audits, and quality assurance reviews.
  
• Coordinate information requests, document production, examination responses, remediation tracking, and follow-up activities.
  
• 
  Support regulatory change management initiatives, compliance investigations, policy and procedure updates, special projects, and process improvement efforts.
  

Qualifications

• Bachelor's degree in Business, Finance, Compliance, Data Analytics, Information Systems, or a related field, or equivalent experience.
  
• Advanced SQL proficiency and experience analyzing large, complex operational, servicing, compliance, or risk datasets.
  
• Experience developing compliance, operational, risk, exception, control, or management reporting.
  
• Strong analytical, investigative, problem-solving, root cause analysis, documentation, and communication skills.
  
• Experience in debt buying, debt collection, receivables management, consumer finance, banking, fintech, or another regulated industry preferred.
  
• Knowledge of FDCPA, Regulation F, UDAAP, FCRA, TCPA, CFPB regulations, bankruptcy requirements, state collection laws, regulatory examinations, remediation management, vendor oversight, and regulatory change management preferred.
  
• 
  Experience with Sigma Computing BI Tools, Tableau, or similar business intelligence platforms preferred.
  

Ideal Candidate: A technically proficient compliance professional who can translate regulatory requirements into automated monitoring, reporting, and testing solutions while delivering clear insights that strengthen the organization's compliance and control environment.

Equal Employment Opportunity Statement

The Company is an equal opportunity employer and does not discriminate on the basis of race, color, religion, creed, sex (including pregnancy, childbirth, or related medical conditions), gender identity or expression, sexual orientation, national origin, age, disability, genetic information, veteran status, or any other status protected by applicable federal, state, or local law.

Reasonable Accommodation
Applicants and employees who require reasonable accommodation to participate in the application process should contact Human Resources. The Company will engage in an interactive process consistent with applicable law.

Background Check and Employment Eligibility

Employment is contingent upon the successful completion of a background check, verification of employment eligibility, and any other pre-employment screenings required by law or Company policy. Any such background check or screening will be conducted only after a conditional offer of employment has been made, and in accordance with applicable federal, state, and local laws.

Compensation and Benefits Disclaimer
Compensation, benefits, and other terms and conditions of employment are subject to change at the sole discretion of the Company, in accordance with applicable law.

At-Will Employment Statement
Employment with the Company is at-will, meaning that either the employee or the Company may terminate the employment relationship at any time, with or without cause or notice, subject to applicable law.

Job Description Disclaimer
These job descriptions are intended to describe the general nature and level of work being performed. They are not intended to be construed as an exhaustive list of all responsibilities, duties, and skills required of personnel so classified. The Company reserves the right to modify, add, or remove duties and to assign other responsibilities as necessary.

Acknowledgment
By applying for this position, applicants acknowledge that they have read and understand the information provided in this job posting.