FP&A Analyst

We started our journey back in 2005, building the first ever peer-to-peer lending company. Fast forward to 2020 and we launched Zopa Bank. A bank that listens to what our customers don’t like about finance and does the opposite. We’re redefining what it feels like to work in finance. Our vision for a new era of banking puts people front and centre — we’ve built a business that empowers everyone to aim high, every day, to move finance forward. Find out more about our fantastic offerings at Zopa.com!

We’re incredibly proud of our achievements and none of it would be possible without the amazing team here. It’s not just industry awards we’re winning, we’ve also been named in the top three UK’s Most Loved Workplaces.

If you embrace unconventional challenges, are unafraid to think differently and are driven to make an outsized impact, you’ll thrive here at Zopa, so join us, and make it count. Want to see us in action? Follow us on Instagram @zopalife

Our FP&A team helps Zopa make better decisions by turning financial performance into clear, practical insight. This role will work closely with colleagues across lending, savings and current accounts, helping them understand how their products are performing and what may happen next.

You will initially work closely with our Senior FP&A Manager, supporting analysis and business conversations. As you build product knowledge and trust, you will have the opportunity to take more ownership of the story behind the numbers and the conversations that shape future plans.

Analyse product performance against plan across lending, savings and current accounts.

Investigate variances across the P&L and balance sheet and explain what is driving them.

Build clear narratives that help stakeholders understand product economics and performance.

Identify emerging risks and opportunities, bringing them into planning discussions early.

Support scenario analysis and forward-looking projections for product teams.

Work with FP&A and product colleagues to test assumptions and improve decision-making.

Balance direct-cost analysis, product economics and wider financial performance priorities.

Manage competing requests while meeting the deadlines that matter in the planning cycle.

Ask thoughtful questions, escalate issues appropriately and keep improving how the analysis is delivered.

Exposure to retail lending, consumer finance or retail banking products.

Experience with credit risk, pricing, impairments or valuations.

Familiarity with Anaplan or another planning system.

Advanced Excel, SQL, Python or BI-tool capability.

Experience using AI or automation to improve an analytical process.

Have, or be working towards, a relevant accountancy, treasury, risk or finance qualification.