Junior Controls Officer

We are looking for a detail-oriented and analytical Junior Controls Officer to join our team. In this role, you will be responsible for reviewing customer applications, conducting credit and risk assessments, and ensuring that all credit initiation activities comply with internal policies and regulatory requirements. You will work closely with cross-functional teams to support efficient decision-making while maintaining the highest standards of accuracy, compliance, and customer experience.

Review customer credit applications to ensure all required information and supporting documents are complete, accurate, and valid.

Assess customer creditworthiness by analyzing financial information, credit history, and repayment capacity.

Conduct customer profiling and risk assessments to determine eligibility and appropriate risk classification.

Ensure all credit initiation activities comply with internal policies, regulatory requirements, and applicable compliance standards.

Coordinate with Sales, Partnerships, Operations, and other internal stakeholders to validate customer information and resolve documentation discrepancies.

Prepare credit assessment reports and recommendations for review and approval.

Maintain accurate and organized records of all credit initiation activities, decisions, and supporting documentation.

Monitor adherence to established processes and identify opportunities to improve operational efficiency and turnaround times.

Support the implementation of process improvements and control enhancements to strengthen operational effectiveness.

Assist with audits, quality assurance reviews, and compliance checks as required.

Bachelor's degree in Business Administration, Finance, Economics, Accounting, or a related field.

0–2 years of experience in banking, financial services, fintech, or a related industry.

Strong analytical and problem-solving skills with excellent attention to detail.

Sound judgment and decision-making capabilities.

Excellent communication and interpersonal skills with the ability to collaborate across teams.

Proficiency in Microsoft Office applications, particularly Excel, Word, and Outlook.

Ability to work in a fast-paced environment while managing multiple priorities and meeting deadlines.

High level of integrity, confidentiality, and commitment to compliance.