Loan Processor

Mortgage Loan Processor

Position Overview:

Epic Mortgage is seeking a highly efficient, detail-oriented, and customer-focused Mortgage Loan Processor to join our dynamic team. This role is crucial in ensuring that loans are processed swiftly, accurately, and within compliance standards, providing a seamless experience for both our Loan Officers and Borrowers.

Why Join Epic Mortgage?

• Competitive compensation paid bi-weekly, with profit-sharing opportunities.
• Comprehensive benefits package including Medical, Dental, Vision, 401K, HSA, and more.
• Remote work flexibility with a supportive and collaborative work culture.
• Extensive training, ongoing support, and opportunities for career advancement.

Key Responsibilities:

• Process loan applications and gather necessary documentation in line with underwriting requirements.
• Communicate regularly with Loan Officers, Borrowers, title companies, appraisers, realtors, and other stakeholders to ensure timely and accurate processing.
• Prepare and review closing packages, legal documentation, and ensure compliance with all regulations.
• Monitor and maintain loan files, manage documents in LendingPad, and ensure all deadlines are met for loan commitment and closing.
• Participate in daily virtual team calls and weekly pipeline review meetings.
• Proactively address potential issues, evaluate credit histories, calculate borrower income, and determine DTI.
• Maintain a positive team atmosphere and contribute to process improvement initiatives.

## Qualifications

Requirements:

• High school diploma or equivalent required, associate or bachelor’s degree is a plus.
• Minimum of 2 years of experience in mortgage processing, with a strong understanding of underwriting, compliance, and Fannie/Freddie guidelines.
• Strong written and verbal communication skills with the ability to work collaboratively in a fast-paced environment.
• Attention to detail, problem-solving skills, and the ability to manage multiple tasks and deadlines.
• Proficiency in Microsoft Office, Google Suite, and familiarity with processing systems like LendingPad.

## Additional Information

Epic Mortgage is an Equal Opportunity Employer, committed to the inclusion of all qualified individuals.

All your information will be kept confidential according to EEO guidelines.

NMLS #2404936 - Equal Housing Opportunity