Product Manager (Payment Platform)
AI Summary
A Senior Payments Platform Product Manager plans and executes product strategy for RedotPay’s payments, account, and checkout platform, defining architecture, capabilities, and multi-currency/method support to improve platform outcomes.
About this role
About RedotPay
RedotPay is a global crypto payment fintech integrating blockchain solutions into traditional banking and finance infrastructure. Our user-friendly crypto platform empowers millions globally to spend and send crypto assets, ensuring faster, more accessible, and inclusive financial services. RedotPay advances financial inclusion for the unbanked and supports crypto enthusiasts, driving the global adoption of secure and flexible crypto-powered financial solutions. Join us in shaping the future of finance and making a meaningful impact on a global scale.
Role Positioning
RedotPay is building a global, multi-currency, multi-payment-method, multi-business-scenario payments asset platform. We are looking to hire a Senior Payments Platform Product Manager responsible for product planning and execution for RedotPay’s payments platform, account platform, checkout payment capabilities, and the user payments asset management system.
Responsibilities
- Product architecture design for the RedotPay payments platform and account platform, including core product models such as assets, accounts, currencies, payment methods, fund sources, and the checkout.
- Build a unified user payments asset system that supports consistent management and utilization across many payment asset types: fiat balances, crypto assets, cards, e-wallets, bank accounts, third-party payment methods, and top-up accounts.
- Develop checkout payment capabilities, including fund source selection, payment prioritization, availability determination, regional restrictions, exchange-rate/fees display, and failure fallback/gradation.
- Establish an all-platform capability matrix for currencies and payment methods—clearly defining which business scenarios each asset/currency/payment method supports, such as payment, transfers, FX/swap, Send, Swap, buying crypto, withdrawal, subscriptions, and more.
- Define onboarding standards and readiness review mechanisms for new fiat currencies and new payment methods
- Work closely with business product teams across Card, Send, Swap, Fund-in, QR/scanning payments, internal transfers, crypto buying, etc.,
- Improve platform outcomes via product mechanisms, including payment success rate, business launch efficiency, payment method coverage, user payment experience, and platform reuse efficiency.
Qualifications
- 3–5 years of product experience, including product experience related to payments platforms, account platforms, wallets, checkout/cashier payments, funds/treasury platforms, or fintech platforms.
- Deep understanding of payment systems, familiar with core concepts including accounts, balances, currencies, payment methods, payment routing, checkout, funding sources, exchange rate fees, limits, payment states, and exception handling.
- Abstract common capabilities across multiple business scenarios and design a reusable, configurable, and extensible product architecture.
- Able to drive multiple business teams, tech teams, risk, finance, and operations to deliver complex platform capabilities together.
- Strong business understanding—able to balance user experience, payment conversion, payment success rate, business growth, and platform efficiency.
- Excellent structured communication skills
Bonus Points
- Prior experience with large payment, wallet, transaction, e-commerce, or fintech platforms such as Alibaba, Ant Group, ByteDance, Tencent, PayPal, Stripe, Airwallex, Wise, etc.
- Experience in 0-to-1 platform building, or in scaling from business customization to platform-level governance.
Skills
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