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Posted 4 months ago

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Product Manager - SME Digital Lending

LagosRemoteContract

AI Summary

Product Manager for SME Digital Lending focusing on end-to-end product ownership, data-driven decisions, and growth in B2B/SME lending for the Nigerian market.

About this role

We are scaling our SME Digital Lending direction and looking for a ** Product Manager** who can own the product end-to-end and drive measurable growth from day one.

This role requires someone hands-on, data-driven, and commercially sharp — with real experience in building and scaling digital lending products for B2B / SME clients.

We expect first tangible outcomes within **6–8 weeks **.

What You’ll Do

  • Own the SME Digital Lending product lifecycle end-to-end
  • Improve risk models, approval flows, and credit decision logic
  • Optimize acquisition and distribution channels
  • Drive portfolio growth while balancing risk and profitability
  • Prioritize based on data, unit economics, and business impact
  • Work closely with Risk, Data, Engineering, Operations, and Commercial teams
  • Adapt proven international lending practices to the Nigerian market

Requirements

  • 4–7 years of Product Management experience
  • Strong background in digital lending for SME / B2B clients
  • Experience in international markets (Europe, LatAm, SEA, USA, UK, Russia, etc.)
  • Solid understanding of risk frameworks, scoring, underwriting, and portfolio metrics
  • Proven track record of scaling lending products
  • Strong stakeholder management skills
  • Highly data-driven decision-making approach
  • Fluent English

Benefits

  • Remote work from anywhere in the world

  • Performance bonus, 25+ paid vacations and day-offs, personal development plan

  • Purpose: shape the future of fintech in Nigeria with products that reach millions, backed by a competitive salary

  • Growth: thrive in a fast paced work environment with flexibility, collaboration, and access to cutting-edge tools

  • Join a diverse, inclusive team where all voices are valued, and professional growth is a priority.

Skills

A/b TestingBusiness Case DevelopmentChannel OptimizationCredit DecisioningData AnalyticsData-driven Decision MakingDigital LendingEngineering CollaborationGrowth PrioritizationInternational Markets ExperienceKPIs And Unit EconomicsNigerian Market FamiliarityPortfolio MetricsPrioritization FrameworksProduct ManagementRisk FrameworksRisk ModellingScaling Lending ProductsScoringStakeholder ManagementUnderwriting

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