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Posted 2 months ago

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Regulatory Reporting Specialist – Central Bank (CADOCs)

São PauloRemoteFull-time

AI Summary

Regulatory reporting specialist who leads the accounting close and submission of financial statements and CADOCs for a Brazilian payment institution, coordinating with auditors and internal teams to ensure accuracy and audit readiness.

About this role

About CloudWalk:
We are not just another fintech unicorn. We are a pack of dreamers, makers, and tech enthusiasts building the future of payments. With millions of customers and a hunger for innovation, we're now expanding our neural network - literally and metaphorically.
We are looking for a specialist to act as the
technical reference for regulatory reporting to the Brazilian Central Bank (BCB)
, with a strong focus on
Financial Statements (DFs), CADOCs
, and
external audit coordination
. You’ll play a key role in ensuring that all submissions are
accurate, timely, and audit-ready
.

What You'll Be Doing

  • Lead the regulatory accounting close process and the preparation of Balance Sheet, Income Statement (DRE), Cash Flow (DFC), Statement of Changes in Equity (DMPL) and Notes, under COSIF and CPC/IFRS (when applicable).
  • Prepare, validate, and submit CADOC reports and other regulatory filings applicable to Payment Institutions (Segment S3), maintaining full audit trails and reconciliations with the general ledger.
  • Manage and improve the regulatory reporting calendar, anticipating risks and developing action plans as needed.
  • Design and maintain internal controls and automated data quality validations (completeness, accuracy, consistency, timeliness), supported by KPIs and SLAs.
  • Act as the main point of contact for external auditors, handling PBC lists, Q&As, circularization processes, and coordination with internal stakeholders.
  • Collaborate with Data and Engineering teams to document business rules, enhance ETL/ELT pipelines, and automate checks and reporting packages.
  • Support Treasury, Risk, FP&A, Legal, and Compliance teams with regulatory data and financial statement analysis.
  • Monitor regulatory changes from BCB/CMN applicable to Segment S3 and lead updates to internal processes and templates.

    • What You Need to Succeed

  • Bachelor’s degree in Accounting, Economics, Business Administration, or related fields.
  • (Active CRC registration is a strong plus.)
  • Experience in accounting or regulatory roles within financial or payment institutions, with hands-on work in DFs, COSIF and CADOCs.
  • Solid experience with external audits (Big 4 or similar), including planning, execution, and issue resolution.
  • Advanced Excel/Google Sheets and basic to intermediate SQL for reconciliation and data testing.
  • Working knowledge of BCB/CMN regulations applicable to Segment S3 Payment Institutions and internal controls frameworks.
  • Excellent command of Portuguese; English for reading/writing regulations and auditor communications is desirable.

    • Nice-to-Have

  • Understanding of IFRS 9 (credit risk classification and expected loss modeling).
  • Familiarity with Python (pandas) for automation of checks and reporting packages.
  • Experience with BI tools (Looker, Data Studio, Power BI) and cloud databases (BigQuery, Snowflake, Postgres).

    • Skills

    BigQueryCADOCsCircularization ProcessesCOSIFData Quality ValidationsData StudioDFCDFs (Demonstrações Financeiras)DMPLDREEnglish (reading/writing Regulations)ETL/ELT PipelinesExcel/Google SheetsExternal Audits CoordinationGeneral LedgerLookerNotesPBC ListsPortuguese (fluent For Regulations And Communication)PostgreSQLPower BIPython (pandas) For AutomationQAsReconciliationRegulatory Reporting Calendar ManagementSnowflakeSQL (Basic To Intermediate)

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