Senior Credit Analyst - Client Role
New York, NYOn-siteFull-time
AI Summary
A Senior Credit Analyst evaluates credit risk and structures financing for small- to mid-sized businesses. They analyze financial statements, perform cash flow and background reviews, recommend loan terms, and support portfolio risk management in a fast-paced lending environment.
About this role
About the Company
We are recruiting for our client, a high growth, dedicated direct lender, focused on small businesses across the country. Our client has a ten-year history and is passionate about empowering and partnering with businesses in their growth journey. In addition to providing fast, flexible financing, our client offers a complete payment processing solution to make the funding process easier and more supportive than ever before. The mission of our client is to refine, enhance, and unify financial products, delivering better solutions for businesses to grow.
About the Role
Our client is seeking a Senior Credit Analyst to join its growing credit and risk team. This role sits at the center of the lending decision process, responsible for evaluating financing opportunities, structuring transactions, and ensuring sound credit decisions across a portfolio of small and mid-sized business borrowers.
The Senior Credit Analyst will partner closely with underwriting and risk leadership to assess borrower financial health, recommend loan terms, and help maintain a high-quality loan portfolio while supporting continued business growth. This role offers meaningful exposure to credit decision-making, deal structuring, and portfolio risk management in a fast-paced lending environment.
The ideal candidate is a highly analytical professional who enjoys digging into financials, evaluating risk, and playing a direct role in approving and structuring financing transactions.
Key Responsibilities
Qualifications
Preferred Education and Experience
Skills
Cash Flow AnalysisCredit AnalysisCRMFinancial AnalysisMicrosoft ExcelRisk AssessmentSalesforceUnderwriting
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