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Nium

Posted 2 months ago

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Sr Director - Regulatory Compliance & MLRO

SingaporeOn-siteFull-time

AI Summary

Sr Director, Regulatory Compliance & MLRO in Singapore designs and maintains the Compliance and AML/CFT program, oversees client due diligence and transaction monitoring, engages with regulators and MAS, and leads a local compliance team.

About this role

Nium is the global infrastructure company powering real-time cross-border payments. Founded to deliver the payments infrastructure of tomorrow, today, we are building a programmable, borderless, and compliant money-movement layer that powers transactions between people, businesses, and intelligent systems — enabling banks, fintechs, payroll providers, travel platforms, marketplaces, and other global enterprises to move money instantly, anywhere in the world.

Co-headquartered in San Francisco and Singapore, with offices in 14 markets and team members across 20+ countries, we take pride in a culture anchored in Keeping It Simple, Making It Better, and Winning Together. 2025 was the strongest year in our 10-year history, with record revenue, record transaction volumes, and EBITDA profitability — and we are now entering one of the most dynamic chapters in our journey. We believe the best work happens face-to-face, and we operate a hybrid model with three in-office days per week to strengthen collaboration, alignment, and innovation.

We move over $50B annually across a network that spans 190+ countries, 100 currencies, and 100 real-time corridors. We power fast payouts to accounts, wallets, and cards; enable local collections in 35 markets; and support card issuance in 34 countries — all backed by licenses across 40+ markets.

With over $300M raised to date, Nium offers ambitious builders the opportunity to shape the future of global money movement — at scale.

The Role
As Sr Director, Regulatory Compliance & MLRO – Singapore, you will be part of Nium’s global Compliance function and report to the Chief Risk & Compliance Officer. You will be responsible for ensuring compliance with all regulatory requirements in Singapore while supporting the business through effective compliance advisory and execution.
The Compliance team oversees regulatory compliance, client onboarding, transaction monitoring, and the detection and prevention of financial crime, including money laundering and terrorist financing.

Key Responsibilities

  • Design, implement, and maintain an effective Compliance and AML/CFT program in line with new and existing regulatory requirements.
  • Conduct risk assessments and maintain key regulatory documentation, including the Key Regulatory Obligations Register, Compliance policies, and AML/CFT frameworks.
  • Provide compliance and AML/CFT advisory support for new products, business models, and use cases.
  • Drive improvements and efficiencies across end-to-end compliance operations through automation, technology, and machine-learning-enabled solutions.
  • Oversee Client Due Diligence (CDD) activities throughout the client lifecycle, ensuring timely reviews, risk ratings, name screening, and document verification.
  • Perform periodic, trigger-based, and ad hoc AML reviews, ensuring adverse news and elevated risk factors are appropriately identified and escalated.
  • Review and resolve transaction monitoring and name-screening alerts in a timely manner.
  • Prepare and submit Suspicious Transaction Reports (STRs) as required.
  • Act as the primary point of contact with regulators, including managing regulatory engagements and on-site inspections.
  • Ensure accurate and timely regulatory and AML/CFT reporting to the Monetary Authority of Singapore (MAS).
  • Prepare compliance reports for senior management and Compliance Committees.
  • Lead the rollout and ongoing management of the Compliance Training Framework.
  • Build, lead, and develop a high-performing local compliance team.

    • Requirements

  • Minimum 12 years’ experience in compliance roles within regulated environments.
  • Strong expertise across Compliance and AML/CFT domains, including KYC/KYB, sanctions, and financial crime.
  • Solid understanding of the Payments and Fintech industry.
  • Prior experience in payments or fintech strongly preferred.
  • ACAMS and/or ICA certification preferred.
  • Strong analytical and problem-solving skills, with the ability to design and implement scalable solutions.
  • Demonstrated accountability, sound judgment, and a proactive, positive approach.
  • Ability to identify inefficiencies, challenge the status quo, and drive sustainable process improvements.
  • Proven ability to prioritise effectively and meet deadlines in a fast-paced environment.
  • Excellent stakeholder management and communication skills.
  • Collaborative team player with experience (or willingness) to lead and develop teams.
  • Commitment to continuous learning and staying current with global regulatory developments.
  • Fluency in English.

    • Skills

    AML/CFTFinancial-crimeKYC/KYBName ScreeningPayments IndustryRegulatory ComplianceSanctionsSuspicious Transaction ReportsTransaction Monitoring

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