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Underwriter – Bridging Finance

Wilmslow, United KingdomOn-site

AI Summary

An experienced Underwriter assessing and deciding on bridging and short-term property finance applications, balancing commercial opportunities with risk control, and communicating decisions to brokers, clients, and internal teams.

About this role

Wilmslow | Full-Time | Competitive Salary + Bonus

Are you an experienced Underwriter within bridging or short-term property finance? Looking to join a fast-paced, growing lender where your decisions genuinely shape the business?

We’re expanding our team and are looking for a confident, solutions-focused Underwriter who can balance commercial thinking with strong risk awareness.

What You’ll Do

  • Assess and underwrite bridging loan applications across residential, semi-commercial and commercial properties.

  • Make clear, confident decisions in line with funding and risk appetite.

  • Communicate decisions effectively to brokers, clients and internal teams.

  • Work creatively to structure deals that work for both the client and the business.

  • Manage your own pipeline while supporting team delivery.

  • Build strong relationships with brokers and external partners.

What We’re Looking For

  • Previous underwriting experience within short-term/bridging finance (essential).

  • Strong understanding of property, valuations, risk and deal structure.

  • Confident communicator who can handle challenging conversations when needed.

  • A problem solver who enjoys the quirk and complexity of deals.

  • Someone who thrives in a fast-paced environment and stays calm under pressure.

Why Join Us

  • Competitive salary + discretionary annual bonus

  • 24 days holiday + bank holidays (rising to 25 after 1 year)

  • Birthday day off & Summer Fridays

  • “Give Back” charity day + “Making the Memory” leave for family milestones

  • Westfield Health cash plan & 24/7 colleague support helpline

  • Shared Reward Scheme

  • Team social events and trips

  • 5-minute walk from Wilmslow train station

Skills

Bridging FinanceDeal StructuringPropertyRisk AssessmentShort-term Property FinanceUnderwritingValuations

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