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Meesho

Posted 4 months ago

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AM/ Manager - Risk & Decision Science

Bangalore, KarnatakaRemoteFull-time

AI Summary

Owns automated decisioning and risk processes, refines credit policies, and develops end-to-end ML models for credit risk in digital lending. Initially an IC role with expectations to lead analysts and grow into management.

About this role

What you will do

  • Over the longer horizon, as the program scales you are expected to do the following:
  • Owning an automated decisioning process and its outcome.
  • Creating 6 Month Risk roadmap
  • Refine the Credit policies and create new policies to lend in unexplored segments.
  • Own end to end ML model development methodology : Feature creation, Model design and development, tuning, validating, monitoring and calibrating
  • Coding up and maintaining BRE , automating credit policies as well as underwriting decisions if need be
  • Independently drive and conceptualize projects on Risk and Data science.
  • Initially an IC role but expected to guide and manage a team of analysts and grow into leadership role.

    • What you will need

  • 3-6 years of relevant Fin-Tech experience, preferably in Digital Unsecured Lending, with products like BNPL, PL or consumer loan.
  • Strong RCA skills along with excellent critical thinking skills, combined with the ability to present your beliefs clearly and compellingly, both verbally and in written form to leadership.
  • Working knowledge of GCP, Vertex AI and cloud function for deployment.
  • Solid understanding of credit bureau data (CIBIL, Equifax, CRIF), and banking risk frameworks.
  • Expert in PD, EAD , LGD modeling in Python environment.
  • Can identify use cases of AI to drive productivity internally in the team and in the decisioning process.

    • Skills

    CIBILCloud FunctionsCRIFEAD ModelingEquifaxGCPLGD ModelingPD ModelingPythonVertex AI

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