Credit Analyst

Credit Analyst

Renmo Homes is a Ghanaian property-tech company that provides flexible payment and financing solutions to help individuals access essential housing and lifestyle needs without having to make full upfront payments. Its services include Rent & Pay Monthly, Shop & Pay Monthly, Drive & Pay Monthly, and employee financial benefit solutions, supported by digital onboarding, customer assessment, payment management, and recovery processes.Renmo’s goal is to make housing and other essential services more accessible, convenient, and affordable through structured monthly payment solutions

Key Responsibilities:

• Review and assess applications.
• Verify customer information and supporting documentation.
• Identify potential credit risks and red flags.
• Monitor existing customer accounts and repayment performance.
• Flag overdue or deteriorating accounts for further action.
• Work closely with Operations and Recovery teams to support decisions.
• Ensure compliance with internal procedures and documentation requirements.

Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, Business Administration, Banking, or a related field.
• Strong analytical and numerical skills.
• Good attention to detail.
• Ability to interpret financial information and bank statements.
• Good written and verbal communication skills.
• Proficiency in digital skills and other basic office tools.
• Ability to work and handle confidential customer information.