Posted 2 days ago

Financial Crime Manager

LondonHybrid

AI Summary

Leads and strengthens the financial crime framework, managing fraud, AML, sanctions, and investigations; supports the MLRO; and oversees related teams and controls.

About this role

We are Creditspring, a new way of borrowing that focuses on its members and provides them with safe and efficient short-term financial products.

We're a fast-growing FCA-regulated consumer credit company. We have members, not customers and we take a lot of pride in that!

As one of the UK’s only subscription finance company in the market, we truly have a unique value proposition. Our mission is very clear; to improve the financial stability and resilience of our members. We do this through the products we provide, the partnerships we have, and our educational content. We want our members, and everyone in the UK to be able to better manage their finances and steer them away from high-cost, unregulated credit options.

About the role

The aim of this role is to lead and strengthen Creditspring’s financial crime framework by managing day-to-day fraud, AML, sanctions and investigation activity, maintaining effective controls and policies, supporting the MLRO, and providing oversight, insight and stakeholder engagement to protect the business from financial crime risk.

The role is in the Compliance function at Creditspring and reporting to the Head of Compliance and MLRO.

Responsibilities

The core duties and responsibilities of this role include the following:

Lead fraud and financial crime team which includes CDD including AML and sanctions screening, reviewing internal suspicious activity reports, fraud investigations, and engaging with law enforcement and other government bodies

Keep policies, procedures and risk assessments up to date in line with regulatory requirements and business changes.

Hands on role approach to investigation and resolution of more complex fraud and financial crime matters

Support financial crime training and awareness to relevant staff and promote a strong compliance culture.

Support the Head of Compliance MLRO in maintaining the firm’s AML, CTF, sanctions, anti-bribery and fraud control framework

Perform quality assurance and oversight of investigations, onboarding checks, alerts and case handling

Provide management information and reporting to the MLRO and relevant governance forums on incidents, trends, breaches and control effectiveness.

Carry out root cause analysis and provide insight to internal departments to support improve processes or amend policy rules as appropriate.

Liaise with external stakeholders such as law enforcement, government departments and third party’s where appropriate.

Assist with Suspicious Activity Report preparation and submission where required

Act as a deputy or delegate for the MLRO on relevant operational matters where appropriate.

Adhoc tasks as agreed with line or senior management

What you'll need to succeed

Essential:

A minimum of 5 years’ experience across compliance, financial crime and AML in financial services

Strong knowledge of UK fraud and financial crime laws and regulations

Proven experience in managing a financial crime team

Excellent stakeholder management and communication skills.

Desirable:

Experience in consumer lending

Relevant professional certifications (e.g., ICA, ACAMS, or similar)

Don’t meet all the listed requirements? Research shows that women and people of underrepresented groups often don't apply for jobs unless they're 100% qualified. As an equal opportunities employer, we know that diversity is a key part of our teams' successes - so if your experience doesn’t fit perfectly but this role excites you, we’d love for you to apply. We’re committed to Creditspring being an inclusive environment where employees feel welcomed, valued and listened to; we want you to thrive as your true self.

Please note that the People Team is contactable only via people@creditspring.co. Unsolicited emails to other team members will not be actioned