Head, Provincial Credit, Business Banking, Gauteng

Standard Bank Group is a leading Africa-focused financial services group, and an innovative player on the global stage, that offers a variety of career-enhancing opportunities – plus the chance to work alongside some of the sector’s most talented, motivated professionals. Our clients range from individuals, to businesses of all sizes, high net worth families and large multinational corporates and institutions. We’re passionate about creating growth in Africa. Bringing true, meaningful value to our clients and the communities we serve and creating a real sense of purpose for you.

To drive and facilitate robust and effective end to end Business Banking credit risk management across the designated province within South Africa. This entails working in partnership with the Provincial Business and Credit stakeholders in ensuring appropriate and strategically aligned risk capabilities (people, systems, processes, and culture), in line with the Credit Risk Management Framework for BCB SA Credit. To lead the entire Business Banking Credit team in Gauteng province, providing overall credit guidance, direction, ownership, and support of the Gauteng Business Banking portfolio whilst aiding in development of effective and appropriate Credit risk management solutions for Business Banking to ensure Credit risk quality is upheld, Credit Risk performance remains optimal and that the province asset growth targets are supported. 

Qualifications

Type of Qualification: First Degree
Field of Study: Business Commerce , Risk Management 
Type of Qualification: Post Graduate Degree
Field of Study: Risk Management

Experience Required
Credit Risk – BCB
Risk & Corporate Affairs
More than 10 years

10 years' plus experience, in-depth experience in Business or Commercial credit risk Management and originating of deals, evaluation of Credit and building and maintaining internal stakeholder relationships with the aim of driving Business Strategy. An understanding of scored lending and portfolio management is also encouraged.

Additional Information

Behavioural Competencies:

• Developing Expertise
• Examining Information
• Interacting with People
• Making Decisions
• Resolving Conflict
• Taking Action

Technical Competencies:

• Debt Consolidation
• Financial Statement Analysis
• Loan Assessment & Approval
• Mortgage Lending
• Operating Cash Flow Analysis

Please note: All our recruitment processes comply with the applicable local laws and regulations.

We will never ask for money or any form of payment as part of our recruitment process. If you experience this, please contact our Fraud line on +27 800222050 or TransactionFraudOpsSA@standardbank.co.za