Posted 3 months ago
Payments & Reconciliation Specialist
AI Summary
Performs daily reconciliation of client accounts, payment providers, and internal ledgers; investigates and resolves discrepancies; collaborates across Finance, Payments, Product, and Tech; and prepares month-end reconciliations and reports.
About this role
A financial services group specializing in investments, payment, and fund administration globally is looking for a Payments & Reconciliation Specialist to join their team.
This is an office-based role and offers a salary of up to €35K + KPI bonus.
Role & Responsibilities
Perform daily reconciliation of client accounts, payment providers, and internal ledgers
Investigate and resolve reconciliation breaks promptly, escalating discrepancies
Collaborate with Finance, Payments, Product, and Tech teams
Ensure compliance with internal controls, safeguarding requirements, and regulatory obligations
Support internal and external audits
Prepare month-end reconciliations and reports, highlighting trends, risks, and actionable insights
Identify process inefficiencies, drive automation, and collaborate on scalable system improvements to reduce manual intervention and reconciliation breaks
Act as a key contact for reconciliation queries and support resolution of customer-impacting payment issues
Guide junior team members, review outputs for accuracy, and contribute to defining KPIs, SLAs, and reconciliation standards
Education, Skills & Experience
4+ years of experience in reconciliation, payments operations, or finance in fintech, banking, or financial services in Malta
Fluency in English both written and spoken
Proven experience in high-volume payments reconciliation across multiple systems
Experience with client money or safeguarding rules is a plus
Excellent Excel skills
Previous experience with ERP or finance systems and reconciliation tools
Good understanding of payment flows such as cards, SEPA, PSPs, and clearing/settlement
Keen eye for detail
Analytical with a proactive and problem solving approach
Ability to handle large volumes of transaction data
About this role
Salary of up to €35k + KPI-related bonus
Office based
Health Insurance
Gym allowance
Internal and external training
Excellent professional development and career prospects
Study leave and financial study support
Apply with your detailed CV.
*JobMatchingPartner Limited is a recruitment agency licenced in Malta, EU with licence no EA00340-2024. We act on behalf of clients based in Malta and elsewhere. JobMatchingPartner does not share your personal details with any third party without your written consent.
