Transaction Monitoring Officer

Company Description

Finance Incorporated Limited was established in 2012 under the name and brand Paymix. During past years, the company created different products under different brands. As a financial institution, the concept behind Finance Incorporated is to bring together various services from separate disciplines to create a financial gateway, where the clients could reach many services with one click.

Finance Incorporated is being managed by a diverse Board of Directors and banking veterans, where new ideas being fused with rigid governance and controls. We value strict oversight, transparency and good governance whilst never cease to innovate and develop.

Our Team, Our Company, Our Home is the motto of Finance Incorporated. We value and support each other in every way we can.

The Role

The Transaction Monitoring Officer is responsible for reviewing and analyzing customer transactions to identify potential suspicious activity and ensure compliance with internal policies, regulatory requirements, and Anti-Money Laundering (AML) standards. This role plays a critical part in safeguarding the institution from financial crime risks and supporting a robust compliance framework.

Key Responsibilities:

• Monitor daily transactions using AML and fraud detection systems to identify unusual or potentially suspicious activity.
• Conduct detailed investigations on alerts generated from transaction monitoring systems.
• Communicate with the clients as part of transaction investigation.
• Document findings clearly and escalate cases requiring further review to the AML Manager or MLRO.
• Assist in maintaining and updating transaction monitoring rules and scenarios to improve detection efficiency.
• Perform enhanced due diligence (EDD) reviews on high‑risk customers and activities.
• Collaborate with internal teams such as KYC, Fraud, Risk, and Legal where necessary.
• Stay updated on relevant regulatory changes and emerging financial crime trends.
• Helps with the transaction processing and the daily reconciliation.

About You

Experience & Qualifications:

• Experience in transaction monitoring, AML investigations, compliance, or a related field within a financial institution or fintech.
• Understanding of AML regulations, financial crime typologies, and risk indicators.

Skills:

• Strong analytical and investigative skills.
• Excellent attention to detail and the ability to identify patterns or anomalies.
• Good written and verbal communication skills for clear reporting.
• Ability to work under pressure and manage multiple tasks with tight deadlines.
• High level of integrity, discretion, and professionalism.
  

While this vacancy is advertised as Transactional Monitoring Officer to better reflect the nature of the work, the successful candidate's official internal job title will be Operations Officer.

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