Junior Compliance & Financial Crime Analyst

• Support Enhanced Customer Due Diligence (ECDD) and higher-risk customer and transaction reviews.

• Review transaction monitoring alerts and other financial crime risk indicators and conduct initial investigations into unusual activity.

• Gather and analyse relevant customer, transaction and contextual information to support financial crime investigations.

• Clearly document review and investigation findings and escalate unusual, suspicious or higher-risk matters to the Senior Financial Crime Risk Analyst or senior compliance team member.

• Support the preparation of information and analysis required for suspicious matter reporting and other regulatory reporting activities.

• Assist with ongoing and periodic customer due diligence and monitoring activities.

• Maintain accurate and complete Compliance and Financial Crime records, registers and supporting documentation.

• Support the management of operational queues and ensure reviews and investigations are progressed within expected timeframes.

• Identify recurring issues, unusual patterns or potential control weaknesses and escalate these to the appropriate team member.

• Assist with data gathering and preparation of Compliance and Financial Crime reporting and management information.

• Support testing and implementation of improvements to compliance processes, controls and systems.

• Work collaboratively with teams across the business to obtain information, resolve queries and support timely compliance outcomes.

What We’re Looking For

Essential:

• Bachelor’s degree in Law, Criminology or a related field preferred.

• 2–3 years’ experience in compliance, AML/CTF, KYC, transaction monitoring, fraud, financial crime, banking operations or a related financial services environment.

• Foundational understanding of AML/CTF, customer due diligence and financial crime risk concepts.

• Strong attention to detail with the ability to review information critically and identify when something requires further investigation or escalation.

• Good analytical and problem-solving skills, with a natural curiosity to understand the story behind customer and transaction activity.

• Strong written communication skills and the ability to clearly document findings, decisions and supporting rationale.

• Ability to follow established frameworks and procedures while recognising when a matter requires escalation or additional judgement.

• Ability to manage multiple tasks and priorities while working within operational timeframes.

• Comfortable working across different systems and sources of information.

• Self-starter with curiosity, ownership, a willingness to learn and a collaborative mindset.

Desired:

• Experience in payments, foreign exchange, remittance, banking or fintech.

• Exposure to transaction monitoring, financial crime investigations, ECDD or suspicious matter reporting.

• Familiarity with AML/CTF regulatory requirements and financial crime controls.

• Experience using customer screening, transaction monitoring or compliance platforms.

• Experience working in a scaling or fast-paced fintech environment.