Senior enterprise technology engineer

Role Overview

The Retail Payments Operationsis responsible forthe overall operational performance, stability, and integrity of retail payment systems across instore and digital channels. This role owns payments issue management, settlement accuracy, fraud operations, and vendor performance, while leading and developing a team of Payments Administrators.

This position serves as the senior operational authority for payments, partnering closely with Technology, Finance, Risk, Store Operations, and external payment providers to ensure payment systems are reliable, secure, and scalable.

Key Responsibilities

Payments Operations Leadership

Be responsible for the day to dayhealth of the retail payments ecosystem, including:

Card authorization and processing, POS and gateway connectivity

Settlement, funding, and reconciliation, Act as the final customer concern point forhigh severitypayment incidents, Establishes operational standards, partner concern paths, and response playbooks, Leadpostincidentreviews and drive corrective and preventive actions, Team Leadership & Development, Handle, coach, and develop a team of Payments Administrators.

Set performance expectations and benchmarks for:

Incident resolution, Settlement accuracy, Fraud and chargeback handling

Ensureappropriate coverageforbusiness criticalperiods (e.g., peak retail hours), Build payments operationsexpertiseand resiliency within the team

Settlement, Reconciliation & Financial Governance

Ownend to endsettlement accuracy across all payment tenders

Ensure strong controls around:

Daily settlement and funding validation, Discrepancy investigation and resolution, Month endandquarter endclose activities, Partner with Finance and Accounting to support audits, reconciliations, and SOX controls, find opportunities to automate reconciliation and improve data quality.

Fraud, Chargebacks & Risk Management, be responsible for fraud monitoring and operational response processes,

Own chargeback performance, including:

Trend analysis, Root cause identification, Processor and fraud vendor coordination, Partner with Risk and Compliance teams to:

Tune fraud rules, Reduce losses and false positives, Support PCIDSS and regulatory requirements

Vendor & Processor Management

Serve as the primary operational relationship owner for:

Payment processors, Acquirers, Gateways, Fraud and risk vendors

Handle:

SLA performance, Incident communications, Critical issues and service reviews

Support contract renewals, vendor evaluations, and processor changes

Coordinate operational readiness for new payment methods or platform changes, Strategy, Reporting & Continuous Improvement

Define and track payments operations benchmarks, including:

Incident volume and MTTR, Settlement accuracy, Fraud and chargeback rates

Deliverexecutive levelreporting and insights

Find opportunities to:

Improve operational efficiency, Reduce cost and risk, Increase payment reliability and customer experience, Partner with Technology and Product teams on roadmap initiativesimpactingpayments

Supported Payment Channels

Instore POS payments (EMV, contactless, magstripe), Credit and debit cards

Digital wallets (Apple Pay, Google Pay), Gift cards andstore valueproducts

ecommerce and mobile payments (if applicable)

Required Qualifications

7+ years of experience in payments operations, retail technology, finance operations, or related fields

3+ years of experience leading or managing teams

Deep understanding of:

Card payment lifecycle (authorization → settlement → funding)

Retail POS environments

Payment processor operations and reporting

Tried experience managinghigh impactpayment incidents in a retail environment

Technical & Analytical Skills

Strong ability to analyze settlement files, processor reports, and transaction data. Experience driving operational improvements and automation.Comfortable working across multiple payment platforms and systems. Risk, Compliance & Financial Controls

Strong solid understanding of:

PCIDSS requirements, Chargeback and dispute processes, Fraud monitoring and mitigation, SOX and audit controls related to payments

Leadership & Communication Skills

Strongpeople leadershipand coaching skills, Clear,executive readycommunication during incidents and reviews, Ability to influence across Technology, Finance, Risk, and Store Operations, Calm, conclusive leadership during payment outages orbusiness criticalevents

Preferred Qualifications

Experience in multi store,high transaction volumeretail

Omnichannel payments experience (instore + digital)

Experience leading processor migrations or new tender launches

Familiarity with major processors (e.g., Fiserv, FIS, Worldpay, Adyen, Stripe, etc.)

Success Measures

High availability and reliability of payment systems

Accurate andtimelysettlement with minimal discrepancies

Improved fraud and chargeback performance

Reduced incident recurrence and faster resolution times

Strong vendor performance and SLA adherence

High team engagement and capability growth

What we offer:

It’scrucial to us that the differences we see in the world around us are reflected in our workplace. Who you are is what counts, not whereyou’refrom or how you live your life. At bp, we support our people to learn and grow in a diverse and challenging environment. We believe that our team is strengthened by diversity. We are committed to fostering an inclusive environment in which everyone is respected and treated fairly.

About bp

Our purpose is to deliver energy to theworld,today and tomorrow. For over 100 years, bp has focused on discovering, developing, and producing oil and gas in the nations where weoperate. We are one of the few companies globally that can provide governments and customers with an integrated energy offering. Delivering our strategy sustainably is fundamental to achieving our ambition to be a net zero company by 2050 or sooner!

We will ensure that individuals with disabilities are provided reasonable accommodation toparticipatein the job application or interview process, to perform crucial job functions, and to receive other benefits and privileges of employment. Please contact us to request accommodation.

Additional Information

We are an equal opportunity employer and value diversity at our company. We do not discriminate on the basis of race, religion, color, national origin, sex, gender, gender expression, sexual orientation, age, marital status, veteran status, or disability status.

Even though the job is advertised as full time, please contact the hiring manager or the recruiter as flexible working arrangements may be considered.

What you can expect from us!

Our commitment to diversity, equity and inclusion:

At bp, you could be part of Business Resource Groups (BRGs) which belief in the power of inclusion, deeper connections, and shared experiences. They provide a place for employees to learn and share knowledge, to connect, and to improve. The BRGs focus on and encourage talent engagement, development, and retention while creating a broadened sense of community and inclusion for bp employees. The groups cultivate leadership growth by involving employees in developmental opportunities they would not otherwise have access to. Formal and informal mentoring also helps employees develop their professional goals and connect with colleagues. The BRGs’ dedication to growth at all levels helps employees feel more engaged and energized. The BRGs break down barriers, so we can all do better together. Examples of BRGs include (but are not limited to):

bpWIN (bp Women’s International Network) Pride Working parents PEN (Positively Ethnic Network) bpInclusia (bp’s Asian community) bpEnergía (bp’s Latin community)